1. Validity

The VBL Shareholder Card shall remain valid for a period of two years from the date of issue, unless renewed, suspended or terminated earlier in accordance with these Terms and Conditions.

2. Use with Other Offers

The VBL Shareholder Card may not be used in conjunction with any other offer, promotion or discount made available by VBL Plc. or any company within the VBL Group from time to time, unless expressly stated otherwise.

3. Changes to the Program

VBL Plc. reserves the right to amend, suspend or terminate the VBL Shareholder Card Programme, or any benefit or offer available under it, at any time and without prior written notice.

4. Variation of Offers

Offers, discounts and benefits available through the VBL Shareholder Card may be amended, suspended, withdrawn or otherwise varied from time to time.

VBL Plc. shall not be liable for any discrepancy, divergence or change in relation to any Programme offering.

5. Non-Transferability

The VBL Shareholder Card is personal to the registered Cardholder, is non-transferable and may only be used by the person in whose name it was issued.

6. Lost or Stolen Cards

Any lost or stolen VBL Shareholder Card must be reported to VBL Plc. immediately.

VBL Plc. shall not be responsible for any unauthorised use of a lost or stolen Card before such notification is received.

7. Participating Partners

The list of participating partners may change from time to time.

Offers and services are subject to each participating partner’s respective operating hours, availability and individual terms and conditions of business.

8. Third-Party Goods and Services

VBL Plc. does not provide, warrant or guarantee the goods or services offered by participating partners and shall not be responsible or liable for their quality, availability, performance or delivery.

9. Verification of Cardholder

Participating partners may request reasonable proof of identity before applying any benefit, discount or offer available under the VBL Shareholder Card Programme.

10. Misuse of the Card

VBL Plc. reserves the right to suspend or withdraw a VBL Shareholder Card where it reasonably suspects misuse, fraud, unauthorised transfer or any breach of these Terms and Conditions.